7 Proven Loan Programs to Power Every Stage of Your Business

Absolutely — here is the final enriched version of your webpage for Cedric Burl & Company, now including the required documentation for each of the 7 loan products. This version is structured clearly so your clients know what to prepare and can move quickly through pre-approval and funding.

Bank-Level Lending. Boutique Strategy. Nationwide Access.

Cedric Burl & Company connects small to mid-sized businesses with powerful loan products designed for speed, simplicity, and growth. Whether you're scaling, stabilizing, or seizing a new opportunity, we help you choose the right product — and guide you through every step of the process.

✅ Available in all 50 U.S. states
✅ Backed by real banks with transparent underwriting
✅ No hidden fees or fine-print traps
✅ Fast approvals, funding in as little as 3–5 business days

Each loan product below includes details on:
✅ How it works
✅ What you need to qualify
✅ What documentation is required
✅ A real-world example

1. Interest‑Only Revolving Line (Bankroll)

Best For: Seasonal businesses, expansion, or a financial cushion
Amount: Up to $1,000,000
Structure: 12-month line with interest-only payments

Qualifications:

• 1+ year in business
• $17,000+/month in gross deposits
• 500+ FICO
• Business entity (LLC, S Corp, C Corp)

Required Documents:

• 6 months business bank statements
• Driver’s license
• Voided business check
• Signed application & lease/rent agreement

Example:
A dental clinic with fluctuating cash flow draws $50K during slow months and only pays interest, keeping capital available year-round.

2. Standard Revolving Line of Credit

Best For: Ongoing working capital needs
Amount: Up to $1.5M
Structure: Revolving credit with 36-month amortized repayment

Qualifications:

• 1+ year in business
• $20,000+/mo in gross revenue
• 550+ FICO

Required Documents:

• 6 months business bank statements
• Driver’s license
• Business lease or utility bill
• Completed application

Example:
A multi-location boutique uses a $250K line to order seasonal inventory and launch a holiday campaign.

3. Interest‑Only Flex Pay Loan

Best For: Renovations, new locations, major staffing
Amount: Up to $750,000
Structure: Up to 12 months of interest-only, then term loan

Qualifications:

• 2+ years in business
• $25,000+/mo revenue
• 550+ credit score
• Strong business plan or growth strategy

Required Documents:

• 6 months business bank statements
• Copy of business license or registration
• Driver’s license
• Signed application
• Lease or mortgage statement

Example:
A med spa launches a second location with a $200K loan. They use the interest-only period to build momentum before full repayment begins.

4. Flex Pay Loan

Best For: Deferring large payments during a business ramp-up
Amount: Up to $750,000
Structure: Defer up to 50% of principal, repay over 24 months

Qualifications:

• 1.5+ years in business
• $20,000+/mo in deposits
• 540+ FICO

Required Documents:

• 4–6 months business bank statements
• Photo ID
• Business license or EIN confirmation
• Proof of business location (lease, utility bill)

Example:
A restaurant receives $150K and defers $75K in principal during construction of a new patio. Cash flow stays stable while revenue builds.

5. Lines of Credit (Unsecured)

Best For: Frequent, smaller funding needs
Amount: $5K–$750K
Structure: Draw, repay, repeat — no collateral required

Qualifications:

• 6+ months in business
• $17,000+/month in gross revenue
• 500+ credit score

Required Documents:

• 3–6 months business bank statements
• Business tax ID (EIN)
• Driver’s license
• Completed application

Example:
A local dry cleaner draws $25K for bulk supply orders and marketing. After repayment, funds are available again.

6. Working Capital Loans

Best For: Day-to-day operating expenses or vendor payables
Amount: Up to $750,000
Structure: Fixed payments over 12–36 months

Qualifications:

• 1+ year in business
• $20,000+/month in deposits
• 550+ FICO
• Stable deposit activity

Required Documents:

• 6 months business bank statements
• Driver’s license
• Signed application
• Business entity documents (LLC/Corp filing)

Example:
A pet supply shop takes $80K to prepare for Black Friday. They repay in fixed weekly amounts with no surprises.

7. Bridge Loans

Best For: Fast access to capital while waiting on SBA, real estate closings, or investor funds
Amount: $100K–$1.5M
Structure: Short-term (3–12 months), interest-only or balloon

Qualifications:

• Active deal or contract (e.g., SBA pre-approval, signed LOI)
• Exit strategy in place
• 600+ FICO
• Strong business case

Required Documents:

• 6 months business bank statements
• Deal documentation (SBA approval letter, real estate LOI, etc.)
• Business tax return or P&L
• Driver’s license
• Completed application

Example:
A diagnostic imaging company waiting on SBA funds gets $300K to pre-pay vendors and lease equipment.

Wherever your business is — coast to coast — we’ve got you covered.
From California to New York, Texas to Illinois, and everywhere in between, Cedric Burl & Company delivers consistent access to capital with a local touch.

• Retail: Grocery (with meat & produce), boutiques, toy stores, drug stores
• Healthcare: Dental offices, chiropractors, urgent care, imaging centers
• Services: Barbers, salons, spas, dry cleaners, accountants
• Food & Beverage: Breweries, restaurants, distilleries
• Education: Tutoring, academies, private training centers
• Automotive: Auto repair, car washes, body shops
• Manufacturing: Textiles, nutritional goods, electronics

🚫 We do not serve cannabis, adult content, legal firms, investment advisors, gambling, or real estate brokerages.

• ✅ Available in All 50 States
• ✅ 7 Powerful Lending Programs
• ✅ No Collateral for Most Loans
• ✅ AI-Enhanced Compliance Saves Time & Cost
• ✅ Leadership With $Billions in Lending Experience

Let’s Get You Funded

📅 Step 1: Schedule a call
📂 Step 2: Submit bank statements and basic docs
✅ Step 3: Pre-qualify in 24–48 hours
💰 Step 4: Get funded in 3–5 business days

Cedric Burl & Company
Strategic Funding. Smart Growth. Trusted Nationwide.

Let's connect! If you're ready to explore how we can work together or discuss your business goals, please book a discovery call at a time that works for you using the link below:
👉 Click Here 

I look forward to learning more about what you're working on and how I can support your next steps.